Planned Giving: Leave Your Legacy with HKI

Transform the World for Generations to Come

Leaving a legacy gift allows you to support Helen Keller International now and in the future. There are many kinds of legacy gifts, including options with lifetime payments for you or your family, and/or tax advantages.

Each estate plan is as different as the person who makes it, so we encourage you to discuss your plans with your financial advisor and tax attorney. Together, we can create an estate gift plan that will truly reflect the legacy you want to leave to the world.

Every gift you make will help save the sight and lives of the most vulnerable in 21 countries around the world, including right here at home.

Yes, I want to leave my Legacy with a gift of

Appreciated Stock

1. Make an Outright Gift: There are many ways to gift appreciated securities and mutual funds to HKI. One of the easiest and most tax advantageous is an outright gift of stock that you have held for more than a year and that has increased in value. You may be able to reduce or eliminate federal capital gains tax on gifts of this kind. Like an outright gift of cash, you will also be entitled to a charitable tax deduction.

2. A Gift in Your Will or Living Trust: A gift of securities through your will or living trust allows you the opportunity to keep your assets in your control during your lifetime. You can continue to receive dividends, or sell your securities as needed, a flexibility that is important to many people. You may also be eligible for a charitable estate tax reduction by leaving these assets to HKI in your will or living trust.

Sample language:

“I give, devise and bequeath to Helen Keller International (tax ID#13-5562162), a nonprofit organization, the sum of $ (or specific asset, or % of the rest and remainder of my estate, or % of my estate) for its general purposes.” *

* Please seek the advice of an attorney or certified estate planning professional for specific wording that applies to your situation.

3. A Transfer on Death (TOD) Account. Place a transfer on death designation on your brokerage or investment account and that account will be paid to the beneficiaries of your choice, including a charity like HKI. Your beneficiaries have no claim over these accounts until your death, leaving you the freedom to use the balances, change your beneficiaries, or close the accounts as you choose during your lifetime.

Please contact the Planned Giving Department at (646) 472-0337 for more information. We would be honored to help design your legacy.

Real Estate

A gift of real estate to HKI can offer you many advantages, depending on how you’d like to structure your legacy gift. You may be eligible to:

  • Reduce or eliminate capital gains tax
  • Receive a charitable income tax deduction
  • Reduce the size of your taxable estate or
  • Relieve yourself of the responsibilities and costs of upkeep to your property 

1. Make an Outright Gift:

An outright gift of property to HKI that you have owned for more than a year can offer you substantial tax advantages, as well as freeing you from the costs and responsibility of upkeep that property requires. Potential savings include a charitable deduction for the fair market value of your property, the elimination of capital gains tax on your property’s appreciation, and the elimination of the gift tax.

2. A Gift in Your Will or Living Trust:

Leaving a legacy gift of real estate to HKI in your will or trust allows you to continue ownership of your property during your lifetime. After your death, your property will be passed to the beneficiary you designate. Because your will or trust is revocable, you can change your mind at any time.

Sample Language:

“I give, devise and bequeath to Helen Keller International (tax ID#13-5562162), a nonprofit organization, the sum of $ (or specific asset, or % of the rest and remainder of my estate, or % of my estate) for its general purposes.” *

* Please seek the advice of an attorney or certified estate planning professional for specific wording that applies to your situation.

3. Create a Charitable Gift Annuity with Property

A charitable gift annuity involves a simple contract between you and HKI where you agree to make a gift and HKI agrees to pay you and your designated beneficiary if you choose one, a fixed amount each year for the rest of your life. You can use your property to create a charitable gift annuity. Not only are there tax advantages to charitable annuities, but you will be free from the costs and responsibilities of home ownership.

Call the Planned Giving Office today at (646) 472-0337 to discuss different options for leaving your legacy with HKI.

Retirement Accounts

1. Name HKI as a Beneficiary to Your Retirement Plan:

A gift from your retirement assets, like an IRA, 401k, 403b, pension or other tax—deferred plan, is a simple and tax effective way to make a significant gift to HKI. You’ll retain ownership of these assets during your lifetime, and can continue to make withdrawals. 

Upon your death, these assets are transferred to HKI. As a charity, we are exempt from the high tax rate on these assets that would be faced by other heirs, often up to 65%, leaving your legacy in the hands of those you intend. 

To transfer these assets to HKI, fill out the designated beneficiary form provided by the custodian of your plan. Please use the following information:

  • Legal name: Helen Keller International
  • Address: One Dag Hammarskjold Plaza, Floor 2, New York, NY 10017 
  • Tax ID Number: 13-5562162

2. Make an Outright Gift:

If you’d like to make a gift from your retirement account to HKI today, you can, with potential estate income tax savings. The IRA charitable rollover, which allows taxpayers age 70 ½ or older to make tax-free charitable gifts of up to $100,000 per year directly from their Individual Retirement Accounts to eligible charities is now a permanent part of the U.S. tax code. Donations given in this way count toward required IRA minimum withdrawal amounts for the year of the gift.

To make gifts like these, it’s important not to withdraw funds first, but to have the gift amount distributed directly from an IRA to Helen Keller international. For those with check writing privileges on their accounts, this may be the most efficient way to make gifts directly from an IRA.

 For more information on creating your legacy through gifts of retirement assets, please call the HKI Planned Giving Office at (646) 472-0337.

Other Assets

There are many assets you can use to make outright or planned gifts to HKI. These include:

  • Life Insurance Policies
  • Commercial Annuities
  • Bank Accounts
  • Brokerage Accounts
  • Certificates of Deposit

Like with a retirement account, designating HKI as a beneficiary to these assets is simple—fill out the beneficiary form provided by the plan custodian and note HKI as a beneficiary. You’ll retain ownership of these assets during your lifetime, and can continue to use them as you choose. Upon your death, these assets are transferred to HKI, potentially earning your estate a charitable tax deduction. 

To transfer these assets to HKI, please use the following language on your form:

  • Legal name: Helen Keller International
  • Address: One Dag Hammarskjold Plaza, Floor 2, New York, NY 10017
  • Tax ID Number: 13-5562162

For more information on using your assets to create your legacy with HKI, please call the Planned Giving Office at (646) 472-0337. We would be honored to partner with you to create your legacy.